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The hongkongfactoring.com website (the "Site") is an online division of Corporate Finance New York ("CFNY"), a general partnership, which also operates as Corporate Finance New York LLC  (the "Company").  The Company offer corporate financial services and through a network of affiliates, partners, agents and subsidiaries, financial services for companies based in Hong Kong are provided and funded by an affiliate, partner or agent with offices in Hong Kong, New York and/or other locations.  Funding requests for subsidiaries of Hong Kong companies that are located in the United States, Canada and Europe are processed by the Company out of its underwriting offices located in the United States, Canada, Europe or other regions.

The content on the Site is offered to you, the user, either an individual of legal age or company (herein referred to as "User" or "Users"), conditioned on acceptance of the terms, conditions, and notices contained in this Policy, which may be updated from time to time without notice to Users.

Ownership and Use of Content. The Site is copyrighted in its entirety including but not limited to all logos graphics content and material. The copyright in this Site (except for certain material that is made available through association or material which is part of the public domain), contents, including, without limitation, all graphics, text, and computer programs contained therein, the underlying code, the pages displaying this Site and the arrangement of the Site is owned by CFNY, unless otherwise indicated. Certain graphics and photos that are on the Site are part of the design of the Site and not actuals associated with CFNY. You may view the information and use the products and services offered on this Site, but you cannot copy, modify, print, or distribute, any of the pages, text, logos, graphics, images, or content from this Site for any purpose; unless otherwise specified, doing so is a violation of CFNY's copyrights and other proprietary rights.

Registered and Unregistered Trademarks. All Site related logos and service marks displayed on the Site and other related sites and on CFNY material are the property of CFNY. The CFNY logos, including, other CFNY Site related logos (collectively the "The CFNY Trademarks") are trademarks or service marks of CFNY. Other company, product, and service names and logos used and displayed on this Site may be trademarks or service marks owned by CFNY or others. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the CFNY Trademarks displayed on this Site, without CFNY's prior written permission in each instance. We prohibit use of any of the CFNY Trademarks as part of a link to or from any site unless establishment of such a link is approved in advance by CFNY in writing. All goodwill generated from the use of the CFNY Trademarks will inure to our benefit.

THE USER EXPRESSLY UNDERSTAND AND AGREE THAT:

a. YOUR USE OF THE SITE OR ANY THIRD-PARTY SITES LINKED TO THE SITE IS AT YOUR SOLE RISK. THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. HONGKONGFACTORING.COM (HEREIN REFERRED TO AS 'WE", "US" OR "OUR") EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b. WE MAKE NO WARRANTY THAT (i) THE SITE OR SERVICES WILL MEET YOUR REQUIREMENTS, (ii) THE SITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE OR SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL OR INFORMATION.

d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE SITE OR SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS POLICY.

THE USER EXPRESSLY UNDERSTAND AND AGREE THAT WE, OUR EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, DIVISIONS, AFFILIATES, SUBSIDIARIES AND PARTNERS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SITE OR SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE OR SERVICES; OR (v) ANY OTHER MATTER RELATING TO THE SITE OR SERVICES.

Submitting Proposals and/or Requests. The Company is a professional organization dedicated in maintaining a very high degree of quality and integrity in business origination. No oral representation is ever made. The Company has the right to refuse service to any User and/or to refuse any proposal, product or service at any time without notice. If a User submits an application, online form, transaction, or request, referred to herein as a "Proposal or Proposals", and said Proposal is rejected by the Company, the Company has no obligation to notify the User, and in some cases, the User will not be notified. When submitting documentation to the Company, a User must submit documentation that does not have to be returned.  Documentation submitted to the Company will not be returned. Further, all Proposals submitted to the Company must include; the Full Name, City and State or Town / Province, Telephone Number and E-mail Address of the User. Proposals that have been accepted for further consideration by the Company are subject to, among other things, qualification, meeting underwriting criteria, and final written approval.  Further, the Company's factoring and other financial services are available to businesses in certain industries and certain regions in the United States and Canada, if your business location/region or request for factoring / financial services fall outside the Company's region / range, the Company will refer the User to an affiliate that would handle the specific request. The affiliate may then contact the User direct.  Please be aware that the Company may share your information with its partners, affiliates, divisions and subsidiaries. If you choose to register with the Company through the Site or by other means, or apply for service, we may ask you to provide us with certain personal information, such as your name, physical and electronic mail ("e-mail") addresses, phone number, domain name and other information that by itself, or in combination with other information, may be identifiable to you as a specific individual. We may also ask for financial information, and demographic information, such as your zip code and income level. The Company will not sell, rent, trade your information and except for our partners, affiliates, divisions and subsidiaries will not disclose individual customer information to any third parties or outside companies who will use the information to contact you or who will share the information with others without your permission.  A User should not rely and/or make any commitments based on any Proposal that has been accepted for further consideration by the Company or any of its affiliates, partners, divisions or subsidiaries.  The Company reserves the right, at any time, without notice to: (1) reject any Proposal, including Proposals that had been accepted for further consideration; (2) screen a User or Users; (3) approve or reject and/or terminate the relationship with any User, including Users that have submitted Proposals, or has a Proposal pending with the Company.  Other conditions and restrictions apply.

Collected Information: Please be aware that the Site may share your information with its affiliates, divisions, subsidiaries and third-party partners, agents and affiliates. If you choose to register with the Site or apply for service, we may ask you to provide us with certain personal information, such as your name, physical and electronic mail ("e-mail") addresses, phone number, domain name and other information that by itself, or in combination with other information, may be identifiable to you as a specific individual. We may also ask for financial information, and demographic information, such as your zip code and income level. The Site will not sell, rent, trade your information and except for our affiliates, divisions, subsidiaries and third-party partners, agents and affiliates will not disclose individual customer information to any third parties or outside companies who will use the information to contact you or who will share the information with others without your permission.

The Services offered at the Site are available only to Users who can form a legally binding contract under applicable law. This Site may be used only for lawful purposes. The applicable laws are the laws of the State of New York, United States of America, and all parties participating in the use of this Site, Services, content and material hereby submit to the jurisdiction of the Courts of the State of New York.

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