Factoring Apparel Fashion & Textile Companies

Factoring and import and export funding options for fashion designers, apparel and textile manufacturers, distribution and wholesale companies. One key aspect to the success of the Hong Kong fashion and the garment industry as a whole is cash accessibility! Why wait 30 to 90 days to get paid by your customers or give away a part of your business to sharks for capital to operate your business or fulfill orders?

We are Apparel and Fashion Factoring Specialists committed to improving your cash flow and helping your business move forward!  Our team is just a click or phone call away with a whole suite of financial services (Import and Export Funding, Accounts Receivable Financing and Factoring) tailored specifically for the apparel, fashion and textile industries combined with an application to funding process which is simple and straightforward.

Dreams and designs are what keep you up late at night. You excel at turning your dreams into themes, colors, and designs. Into plans. Into demographics. Into target markets. At night you develop brands, roll out marketing plans, attend parties and read your reviews.

During the day you visit your banker, explain all your ideas, show the large purchase orders you have, then sit and listen to their concerns about the retail sector, idle speculation about which of your potential customers may fail, the strain in the supply chain, and how they would love to help but this is not the right time for them to invest in this sector.

Afterwards you finally get hold of your overseas distributor and explain that as your bank can't help you they have to bring their outstanding account up to date and you need cash up front for future orders. Later on you find your suppliers won't get started on your new line without cash up front as their factor seems to be struggling and is not financing their new invoices.

We understand the pressures, the juggling, the time zones, and the lead times. We can finance your orders, finance your invoices, finance your exports, and finance your distributors. We can kickstart your business, help restructure your business, replace your troubled lender, and finance your growth. Now is the time to be confident about your future. Let us help you take control! Short Form

BASIC TERMS

Fashion Receivables Factoring / Import Export Funding

Minimum (USD): $500,000 (below on a case by case)
Maximum (USD): $30 million (higher on a case by case)
Startups (case by case)
Advances: Up to 90% - 95%
Rates/Terms: Competitive
Industries: We fund most industries
Normal terms and conditions apply

Asset Based Lending (For U.S. subsidiaries of HK companies)

Receivables Lines of Credit
Minimum (USD): $100,000
Maximum (USD): $25 million
Years in Business: 2 Minimum
DSCR / FCCR: 1.20x
Rates/Terms: Competitive
United States, United Kingdom and Canada
Normal terms and conditions apply